Frequently Asked Questions
What is Workers’ Compensation?
Workers’ Compensation is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries and illnesses. This means if you get hurt on the job, your employer is required by law to provide Workers’ Compensation benefits.
An employee with a work-related illness or injury can get workers’ compensation benefits regardless of who was at fault — the employee, the employer, a coworker, a customer, or some other third party.
What do I do after I get injured on the job?
Tell your supervisor right away and if possible report it in writing. Get emergency treatment if needed. Fill out a workers’ compensation claim form and give it to your employer. Make sure you describe your injury completely. If symptoms occur after that point, inform your employer in writing.
What are the Workers’ Compensation benefits?
Benefits can include medical care, temporary disability benefits, permanent disability benefits, vocational rehabilitation or death benefits. If you become temporarily disabled and unable to work, you are entitled to receive two-thirds of your average weekly wage up to a fixed ceiling.
If you become permanently disabled from performing your job duties, you are elgible to receive permanent disability benefits; the amount of which will depend on the nature and extent of your injuries.
What medical treatment am I entitled to for a work related injury?
You are entitled to reasonable medical care which is needed to cure or relieve the effects of a work related injury. You are also entitled to reimbursement for transportation costs incurred for trips to the doctor or pharmacy and your home.
In addition, your employer must provide medical care within 24 hours of you filing a workers compensation claim. If they fail to do so, you should consult with a workers compensation
attorney right away.
What is the workers compensation attorney’s role in your medical care?
A workers’ compensation attorney can help you select the right treating doctor who is knowledgeable about treating your type of injury and cares about the rights of injured workers. A workers’ compensation attorney can also help you appeal medical treatment decisions, which have been denied by the workers‘ comp insurance company or adjuster.
Finally, it is in your best interest to consult with a workers’ compensation attorney before choosing a doctor from a State Panel Qualified Medical Examiner list to evaluate your disability. If you choose the wrong doctor, your future workers comp rights and benefits may be adversely affected.
You can always contact us or call us to ask questions or clarifications abour Workers’ Compensation: (310) 373-6821