California law generally requires employers to carry workers’ compensation insurance to benefit employees who have sustained injuries at work. So long as your slip and fall injuries are work-related, you should be covered by your employer’s insurance policy.
Workers’ comp attorney Joseph Kritzer knows that recovering compensation for slip and fall injuries is rarely that simple, however. If you have been injured at work, you typically have a better chance of collecting full and fair workers’ compensation recovery when you are represented by an attorney.
No-Fault Slip and Fall Coverage
Workers’ comp covers injured employees, regardless of who was at fault for the accident and resulting injuries. In turn, employees are usually barred from suing their employers for their work accident. This model is meant to reduce employer liability, and to make it easier for employees to prove their claims without having to prove fault. It is also meant to help injured employees get medical care and compensation without lengthy delays.
Slips and falls are one of the most common workplace injuries, and some particular occupations see more slip and fall injuries than others. For example, employees in office settings often have printers and computer equipment, cords, furniture, and wet floors from spills or mopping that pose slip and fall hazards. Similarly, healthcare employees regularly have to work around medical equipment, cords, and slippery floors, and these obstacles frequently lead to falls and injuries in the workplace.
Workers’ Compensation Claim Retaliation
Sometimes employees are afraid to make workers’ compensation claims because they are worried that they will lose their jobs or that their employers will take some other type of adverse action against their employment. You have a right to file a claim when you have been injured at work, and employers are prohibited from retaliating against you for doing so.
Workers’ Compensation Benefits
In general, you have 30 days after you were injured at work to report your injuries to your employer. If you fail to report your injuries within that 30 days, you may lose your right to collect compensation under your employer’s work comp policy. Depending on the type and severity of injuries you sustained, you may be eligible to receive the following work comp benefits:
- Medical Care
- Temporary Disability Benefits
- Permanent Disability Benefits
- Supplemental Job Displacement Benefits
- Death Benefits
Employers And Insurance Companies In Slip And Fall Claims
Employers and insurance companies are often more concerned with their bottom lines than they are with making sure that injured employees get the compensation that they deserve. Employers want to keep their insurance premiums low, which means keeping their claims low. Insurance companies frequently deny claims or low-ball settlement offers so that they pay as little as possible for the claims.
As mentioned above, employees who have suffered slip and fall work injuries and are represented by a workers’ compensation attorney are often much more successful with their claims. Attorneys also make the recovery process easier by making sure that all necessary paperwork and evidence are timely submitted, which makes it more difficult for insurance companies to deny claims for technical reasons.