The state of California requires California businesses to acquire workers’ compensation insurance for the benefit of their employees. California’s strict requirements also include businesses located outside of the state to carry workers’ compensation for employees who regularly work in the state of California.
These requirements are in place to provide protection for employees who are injured on the job. This insurance provides benefits to injured employees, including those who have suffered catastrophic injuries, to compensate them for their injuries and damages such as medical bills and lost wages.
Catastrophic Injuries are life-altering events that deeply impact the injury victim and his or her family. These types of injuries are generally permanent injuries that have significant physical, emotional, and financial consequences. Types of catastrophic injuries include paralysis, loss of limbs, permanent brain injuries, organ damage, severe burns, and other injuries resulting in disability and impairment.
Employees who have suffered catastrophic injuries are often unable to return to work in any capacity and if they can work again, it is often in a very limited capacity resulting in an extremely limited earning capacity. Catastrophic injuries typically require expensive accommodations such as handicap accessible homes and vehicles and around the clock care for those who no longer have the ability to care for themselves.
Workers’ Compensation Benefits
Our law firm understands the difficulties that employees who have suffered catastrophic injuries and their families face and we will fight to see that you receive the benefits to which you are entitled from workers’ compensation insurance companies. We will assist in making sure that you receive the medical care and accommodations that you need as soon as possible.
We will also ensure that your claim is promptly filed in order to protect your legal rights. Our goal is to see that our clients secure the best possible outcomes in their cases and we work towards that goal from the first time we talk to you until the matter is completed.
Employers And Insurance Companies
Employers want to limit their workers’ compensation claims as much as possible because when they have limited claims, they also have limited premiums. And just the opposite, their insurance premiums are higher to maintain when they have a lot of workers’ compensation claims.
Similarly, insurance companies want to limit their claims and payout amounts as well because it benefits their profits. Unfortunately, this scenario ends up harming employees who have legitimate injury claims. Often employers and insurance companies work against employees who have legitimate workers’ compensation claims, leaving injured employees to fight for the benefits they need and are entitled to.
This is why it is critical that injured employees have expert legal representation when making workers’ compensation claims.
Workers’ Compensation Attorneys For Catastrophic Injuries
If you or a loved one has sustained catastrophic injuries at work, contact the Law Office of Joseph Kritzer at 310-721-2482 or by submitting our online form and we will reach out to you as soon as possible. We are compassionate and aggressive advocates for injured employees and we will work to maximize your compensation.